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FindHow Privacy Policy

FindHow takes your privacy seriously. Please read the following to learn more about our privacy policy.

What This Privacy Policy Covers
  • This policy covers how FindHow treats personal information that FindHow collects and receives, including information related to your past use of FindHow products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
  • This policy does not apply to the practices of companies that FindHow does not own or control, or to people that FindHow does not employ or manage.
  • As set forth in more detail below, FindHow Incorporated ("FindHow " or "We") collects personal information that you provide when using the FindHow.com website.This information includes your name, email address, and a password when you create your FindHow.com account.
  • You can browse the FindHow.com website without creating an account, but you will need to create an account in order to take advantage of certain features, such as our email newsletters, providing feedback to us, and other FindHow services.
Information Collection and Use

General
  • When you visit the FindHow.com website, you will be assigned a permanent "cookie" (a small text file) to be stored on your computer's hard drive. The purpose of this cookie is to identify you when you visit the FindHow.com website so that we can enhance and customize your online search experience.
  • You can choose to browse the FindHow.com website without cookies. However, without these identifier files you will not be able to take advantage of certain features of the FindHow.com website. These features may include providing a more personalized shopping experience. Each browser is different, so check your browser's "Help" menu to learn how to change your cookie preferences.
  • We also collect certain technical information from your computer and browser each time you request a page during a visit to the FindHow.com website. This information may include your Internet Protocol (IP) address, your computer's operating system, software and hardware attributes, browser type, the page you request, and the address of a referring website, if any. We collect this information to enhance the quality of your experience during your visit to the FindHow.com website and will not sell or rent this information to any third parties.
  • FindHow collects personal information when you register for FindHow's email newsletters, when you make a submission of suggestions, feedback, or problem reports to FindHow, register with FindHow, when you use FindHow products or services, when you visit FindHow pages or the pages of certain FindHow partners, and when you enter promotions or sweepstakes. FindHow may combine information about you that we have with information we obtain from business partners or other companies.
  • When you register or submit suggestions, feedback, or problem reports,we we ask for information such as your name and , email address, password, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with FindHow and sign in to our services, you are not anonymous to us.
  • FindHow collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
  • FindHow automatically receives and records information from your computer and browser, including your IP address, FindHow cookie information, software and hardware attributes, and the page you request.
  • FindHow uses information for the following general purposes: to customize the advertising and content you see, to customize your search experience, to communicate great information and featured content to you, to fulfill your requests for products and services, to improve our services, to contact you, to conduct research, and to provide anonymous reporting for internal and external clients.

We may also contract with third parties to provide us with: data collection and reporting services regarding our users activities on the FindHow.com website; tracking and measuring performance of our marketing efforts and your response to our marketing efforts; and the delivery of relevant advertisements or other marketing messages. These third parties may use cookies and Web beacons (1 x 1 pixels), and may receive anonymous information about your browsing activity on the the FindHow.com website. None of your personally identifiable information (such as your name, address, email address, credit card number, etc.) will be received by or shared with these third parties. If you do not want your non-personally identifiable information used to serve ads to you, you can change the settings of your browser to reject cookies. Each browser is different, so check your browser's "Help" menu to learn how to change your cookie preferences.

Children

How We Protect the Privacy of Children

To protect children's personal information and to meet the standards of the Children's Online Privacy Protection Act (COPPA), we do not collect any personal information from children under 13 that can be used to specifically identify them. The FindHow.com website is a general audience website not geared toward children. Children under the age of 13 may browse the FindHow.com website, but they may not create a FindHow.com account, sign up for email newsletters, or participate in contests or surveys. In several areas of the FindHow.com website, such as when users contact us via email, create a FindHow.com account, or sign up for email newsletters and alerts, we ask for birth year information. This information helps us ensure that children do not provide us with their personal detailed information. We do not save birth year information, or use it for any marketing, promotional or any other purpose. We appreciate your cooperation in helping enforce children's online privacy. Still have questions? We invite you to review our Privacy Policy, or get more information on COPPA from the Federal Trade Commission.

If a child under age 13 falsely registers with FindHow under an assumed age, and this is brought to FindHow's attention by a parent or other party via a feedback form or U.S. mail, FindHow will take action to delete the account.

Information Sharing and Disclosure
  • FindHow does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
    • We may provide the information to trusted partners who work on behalf of or with FindHow under confidentiality agreements. These companies may use your personal information to help FindHow communicate with you about offers from FindHow and our marketing partners. However, these companies do not have any independent right to share this information.
    • We may respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
    • We may believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of FindHow's terms of use, or as otherwise required by law.
    • We may transfer information about you if FindHow is acquired by or merged with another company. In this event, information about you could be is transferred to the other company and could becomes subject to a different privacy policy.
    • We may display targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.
    • FindHow does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
    • FindHow advertisers may include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
Cookies
  • FindHow may set and access FindHow cookies on your computer.
  • FindHow may let other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to FindHow's cookies.
  • FindHow uses may use web beacons to access FindHow cookies inside and outside our network of web sites and in connection with FindHow products and services.
Your Ability to Edit and Delete Your Account Information and Preferences General
  • You can edit your FindHow newsletter account information at any time at http://www.findhow.com/site/newsletter.php
  • We reserve the right to send you certain communications relating to the FindHow service, such as service announcements and, administrative messages , that are considered part of your FindHow Newsletter account, without offering you the opportunity to opt out of receiving them.
Confidentiality and Security
  • We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
Changes to this Privacy Policy
  • FindHow may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your FindHow account or by placing a prominent notice on our site.
Questions and Suggestions
  • If you have questions or suggestions, please complete a feedback form.

Effective Date: January 09, 2009


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