Information Collection and Use
policy covers how FindHow treats personal information that FindHow
collects and receives, including information related to your past use
of FindHow products and services. Personal information is information
about you that is personally identifiable like your name, address,
email address, or phone number, and that is not otherwise publicly
- This policy does not apply to the
practices of companies that FindHow does not own or control, or to
people that FindHow does not employ or manage.
set forth in more detail below, FindHow Incorporated ("FindHow " or
"We") collects personal information that you provide when using the
FindHow.com website.This information includes your name, email address,
and a password when you create your FindHow.com account.
can browse the FindHow.com website without creating an account, but you
will need to create an account in order to take advantage of certain
features, such as our email newsletters, providing feedback to us, and
other FindHow services.
you visit the FindHow.com website, you will be assigned a permanent
"cookie" (a small text file) to be stored on your computer's hard
drive. The purpose of this cookie is to identify you when you visit the
FindHow.com website so that we can enhance and customize your online
- You can choose to browse the
FindHow.com website without cookies. However, without these identifier
files you will not be able to take advantage of certain features of the
FindHow.com website. These features may include providing a more
personalized shopping experience. Each browser is different, so check
your browser's "Help" menu to learn how to change your cookie
- We also collect certain technical
information from your computer and browser each time you request a page
during a visit to the FindHow.com website. This information may include
your Internet Protocol (IP) address, your computer's operating system,
software and hardware attributes, browser type, the page you request,
and the address of a referring website, if any. We collect this
information to enhance the quality of your experience during your visit
to the FindHow.com website and will not sell or rent this information
to any third parties.
- FindHow collects personal
information when you register for FindHow's email newsletters, when you
make a submission of suggestions, feedback, or problem reports to
FindHow, register with FindHow, when you use FindHow products or
services, when you visit FindHow pages or the pages of certain FindHow
partners, and when you enter promotions or sweepstakes. FindHow may
combine information about you that we have with information we obtain
from business partners or other companies.
- When you
register or submit suggestions, feedback, or problem reports,we we ask
for information such as your name and , email address, password, birth
date, gender, ZIP code, occupation, industry, and personal interests.
For some financial products and services we might also ask for your
address, Social Security number, and information about your assets.
When you register with FindHow and sign in to our services, you are not
anonymous to us.
- FindHow collects information about
your transactions with us and with some of our business partners,
including information about your use of financial products and services
that we offer.
- FindHow automatically receives and
records information from your computer and browser, including your IP
address, FindHow cookie information, software and hardware attributes,
and the page you request.
- FindHow uses information
for the following general purposes: to customize the advertising and
content you see, to customize your search experience, to communicate
great information and featured content to you, to fulfill your requests
for products and services, to improve our services, to contact you, to
conduct research, and to provide anonymous reporting for internal and
We may also
contract with third parties to provide us with: data collection and
reporting services regarding our users activities on the FindHow.com
website; tracking and measuring performance of our marketing efforts
and your response to our marketing efforts; and the delivery of
your browsing activity on the the FindHow.com website. None of your
personally identifiable information (such as your name, address, email
address, credit card number, etc.) will be received by or shared with
these third parties. If you do not want your non-personally identifiable information used to serve ads to you, you can change the settings of your browser
to reject cookies. Each browser is different, so check your browser's
"Help" menu to learn how to change your cookie preferences.
How We Protect the Privacy of Children
protect children's personal information and to meet the standards of
the Children's Online Privacy Protection Act (COPPA), we do not collect
any personal information from children under 13 that can be used to
specifically identify them. The FindHow.com website is a general
audience website not geared toward children. Children under the age of
13 may browse the FindHow.com website, but they may not create a
FindHow.com account, sign up for email newsletters, or participate in
contests or surveys.
In several areas of the FindHow.com website, such as when users contact
us via email, create a FindHow.com account, or sign up for email
newsletters and alerts, we ask for birth year information. This
information helps us ensure that children do not provide us with their
personal detailed information.
We do not save birth year information, or use it for any marketing,
promotional or any other purpose.
We appreciate your cooperation in helping enforce children's online
privacy. Still have questions? We invite you to review our Privacy
Policy, or get more information on COPPA from the Federal Trade
a child under age 13 falsely registers with FindHow under an assumed
age, and this is brought to FindHow's attention by a parent or other
party via a feedback form or U.S. mail, FindHow will take action to
delete the account.
Information Sharing and Disclosure
does not rent, sell, or share personal information about you with other
people or non-affiliated companies except to provide products or
services you've requested, when we have your permission, or under the
- We may provide
the information to trusted partners who work on behalf of or with
FindHow under confidentiality agreements. These companies may use your
personal information to help FindHow communicate with you about offers
from FindHow and our marketing partners. However, these companies do
not have any independent right to share this information.
may respond to subpoenas, court orders, or legal process, or to establish
or exercise our legal rights or defend against legal claims.
may believe it is necessary to share information in order to investigate,
prevent, or take action regarding illegal activities, suspected fraud,
situations involving potential threats to the physical safety of any
- We may transfer information about you if
FindHow is acquired by or merged with another company. In this event,
information about you could be is transferred to the other company and
- We may display targeted advertisements based on personal information.
Advertisers (including ad serving companies) may assume that people who
interact with, view, or click targeted ads meet the targeting
criteria—for example, women ages 18-24 from a particular geographic
- FindHow does not provide any
personal information to the advertiser when you interact with or view a
targeted ad. However, by interacting with or viewing an ad you are
consenting to the possibility that the advertiser will make the
assumption that you meet the targeting criteria used to display the ad.
advertisers may include financial service providers (such as banks,
insurance agents, stock brokers and mortgage lenders) and non-financial
companies (such as stores, airlines, and software companies).
Your Ability to Edit and Delete Your Account Information and Preferences
- FindHow may set and access FindHow cookies on your computer.
may let other companies that show advertisements on some of our
pages set and access their cookies on your computer. Other companies'
use of their cookies is subject to their own privacy policies, not this
one. Advertisers or other companies do not have access to FindHow's
- FindHow uses may use web beacons to access
FindHow cookies inside and outside our network of web sites and in
connection with FindHow products and services.
Confidentiality and Security
- You can edit your FindHow newsletter account information at any time at http://www.findhow.com/site/newsletter.php
- We reserve the right to
send you certain communications relating to the FindHow service, such
as service announcements and, administrative messages , that are
considered part of your FindHow Newsletter account, without offering you the
opportunity to opt out of receiving them.
limit access to personal information about you to employees who we
believe reasonably need to come into contact with that information to
provide products or services to you or in order to do their jobs.
Questions and Suggestions
may update this policy. We will notify you about significant changes in
the way we treat personal information by sending a notice to the
primary email address specified in your FindHow account or by placing a
prominent notice on our site.
- If you have questions or suggestions, please complete a feedback form.
Effective Date: January 09, 2009